Author: Finance News India

Investing is often described as a game of numbers, strategy, and logic. But in reality, financial markets are heavily influenced by human psychology. Fear, greed, overconfidence—these emotions can push investors into making irrational decisions, often to their detriment. Hamad Al Wazzan, an experienced voice in finance and investment, emphasizes that understanding the emotional side of investing is just as important as understanding the technical side. The Psychology Behind Financial Decisions Why do investors often sell during market crashes and buy at all-time highs? Why do some people hold onto losing stocks, convinced they’ll rebound, while others cash out the moment…

Read More

في عالم يتحرك بوتيرة متسارعة نحو الاستدامة، باتت الطاقة النظيفة ليست مجرد خيار، بل ضرورة ملحّة لمواكبة التحولات الاقتصادية والبيئية. وبينما يسير العراق في مرحلة إعادة الإعمار والتحديث، تمثل الطاقة المتجددة فرصة حقيقية لرسم ملامح مستقبل جديد أكثر استدامة واستقلالًا اقتصاديًا. وسط هذه التحولات، يقف صخر التون كأحد أبرز الأسماء التي تدفع بعجلة التغيير، حيث يسعى من خلال رؤيته المبتكرة إلى تحويل العراق إلى مركز للطاقة المتجددة. هذه الرؤية ليست مجرد طرح نظري، بل خطة عملية تعتمد على استغلال الموارد الطبيعية الغنية في العراق، وتسخير التكنولوجيا الحديثة، والتعاون بين القطاعين العام والخاص لتحقيق تحول حقيقي في مشهد الطاقة العراقي. …

Read More

The future of mobility is unfolding rapidly, and nowhere is the shift more significant than in the rise of autonomous vehicles. As global markets embrace self-driving technology, the Middle East is positioning itself as a key player in this transformation. At the forefront of this evolution is ALT SAK FZE, led by Sakher Altoun, who envisions a future where autonomous vehicles revolutionize transportation across Iraq and Saudi Arabia. With advancements in artificial intelligence (AI), smart infrastructure, and regulatory support growing in the region, ALT SAK FZE is looking to establish itself as a pioneer in autonomous mobility, creating opportunities that…

Read More

As Iraq stands at the crossroads of rebuilding and innovation, the potential of artificial intelligence (AI) to reshape its economy and infrastructure is becoming increasingly evident. For visionary leaders like Sakher Altoun, AI represents not just a technological breakthrough but a transformative tool to address long-standing challenges and unlock new opportunities for growth. Through his leadership and forward-thinking approach, Altoun offers a roadmap for how Iraq can embrace AI to foster innovation, economic development, and societal progress. The Role of AI in Iraq’s Transformation Iraq’s economic landscape is marked by its heavy reliance on oil revenues, but global trends are…

Read More

Budgeting. The word alone might make some people think of limitations, spreadsheets, or cutting back. However, for seasoned investor and businessman Hamad Al Wazzan, budgeting is less about restriction and more about empowerment. It’s a tool to take control of your finances, allocate resources wisely, and pave the way toward financial freedom. To gain deeper insights into how budgeting plays a crucial role in wealth management, we reached out to Hamad Al Wazzan to discuss his perspective. Through this Q&A-style article, we explore his strategies, philosophies, and actionable advice for managing money with purpose and precision. Q: Why is budgeting…

Read More

Investing in mutual funds has become one of the most popular ways for individuals to grow their wealth while maintaining a balanced risk profile. With their diverse investment options and professional management, mutual funds are ideal for novice and seasoned investors. Here’s an in-depth look at the key benefits of investing in mutual funds. 1. Diversification at Its Best One of the main advantages of mutual funds is diversification. Instead of putting all your eggs in one basket, mutual funds spread your investments across various asset classes like stocks, bonds, and other securities. This reduces the risk of heavy losses…

Read More

Initial Public Offerings (IPOs) have long been one of the most popular investment choices for investors looking to capitalize on new companies entering the stock market. In India, the IPO market is booming, with several high-profile companies making their debut each year. The excitement surrounding IPOs is not only driven by the potential for high returns but also by the opportunity to invest early in companies that could be the next big thing in the market. In this article, we will walk you through the process of investing in IPOs in India in 2024, share tips for selecting the right…

Read More

Investing in mutual funds has become one of the most popular ways for individuals to grow their wealth over time. But with so many options available, selecting the right mutual fund can be overwhelming. Whether you’re a first-time investor or someone looking to diversify your portfolio, understanding how to choose a good mutual fund is crucial. In this article, we’ll walk you through key factors that can help you make an informed decision about which mutual fund to invest in. 1. Understand Your Investment Goals Before choosing any mutual fund, it’s essential to define your investment goals. Are you looking…

Read More

Tax-saving investments india are crucial for reducing your tax liability while creating wealth for the future. Here, we explore the most effective instruments available under various sections of the Income Tax Act in India. 1. Section 80C Investments Section 80C is the most popular tax-saving avenue, allowing deductions of up to ₹1.5 lakh annually. Top 80C Investment Options: Public Provident Fund (PPF): Key Features: Lock-in: 15 years (partial withdrawal after 6 years). Tax Benefits: Interest earned is tax-free. Ideal For: Risk-averse investors seeking stable returns. Equity-Linked Savings Scheme (ELSS): Key Features: Lock-in: 3 years. Tax Benefits: Deductions under 80C and…

Read More

Financial planning is one of the most crucial aspects of personal finance. In India, where the financial landscape is constantly evolving, effective financial planning can help individuals achieve their long-term goals, build wealth, and secure their future. Whether you are just starting out in your career or planning for retirement, having a solid financial plan is essential for financial security. This article will provide you with detailed financial planning tips for India, tailored to various stages of life, from saving for short-term goals to planning for retirement. 1. Understand Your Current Financial Situation Before embarking on any financial planning journey,…

Read More